Finance at your convenience with Affirm
With Affirm, you can seize the moment without sacrificing financial control. Choose Affirm at checkout to pay over time, with no hidden fees or extra charges beyond what you agree to on day one.
Choose 6, 12, or 24 Monthly Payments
As an example, a $1,999 purchase might cost $70/mo. over 36 months at 15% APR.
1. Fill Your Cart
Add everything you want to purchase to your cart and begin the checkout process.
2. Choose How You Pay
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
3. Pay Over Time
Make payments at affirm.com or in the Affirm app. You'll get email and text reminders.
Buy With Confidence
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
Transparent
Affirm tells you upfront the total amount you'll pay. That number will never go up.
Flexible
You choose the payment schedule that works for you.
Fair
Affirm won't charge you late fees or penalties of any kind, ever.
Your rate will be 10–36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders.
Options depend on your purchase amount, and a down payment may be required.
Can I pay off my purchase early?
Yes! There's no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Does checking my eligibility affect my credit score?
No -- your credit score won't be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm's Help Center.
Do I need a mobile number to use Affirm?
Yes, you'll need a mobile phone number from the U.S. This helps Affirm verify it's really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at www.affirm.com